Why a Good Resume Is Important

People are finding out that they have more opportunities now. If you are one of those seeking to take advantage of this situation in order to find work, then it is important that you present yourself in the best way possible. Traditionally, one of the ways of creating a good impression is through a well-written resume. But there are some people who believe that the importance of a good resume is overestimated.

Credit Analyst at Trafalgar Associates Limited (Kwikpay Credit)

  • The Kwikpay Credit Team of Trafalgar Associates, a financial services and Consulting firm is located on Lagos Island and we facilitate short-term loan assistance to consumers. We are seeking energetic, business-focused individuals ready to take on new challenges and promote emergency loan services of our company.

    We also need a Loan Staff that has experience in loan disbursement and collections, preferably someone that has worked in retail banking/microfinance/money lending Companies.

    Credit Analyst

     

    Duties and Responsibilities

    • Assist Credit Agents and applicants through the process from application to close.
    • Interview and counsel clients and Agents for the purpose of accurately completing the application and ensure that all required information has been received and verified.
    • Research and evaluate Credit applicant’s financial status, references, credit and risk to determine the eligibility of the application.
    • Inform and educate applicants and Agents on lending policies, requirements and terms.
    • Obtain and compile copies of loan applicants’ credit histories, Bank Statements and other financial information.
    • Daily contact with existing Agents and clients to generate new and repeat business.
    • Provide exceptional level of customer service.
    • Consistently meet or exceed established goals.
    • Consistently seek opportunities and provide recommendations for continuous improvement and personal improvement.
    • Any other responsibilities that may be assigned by Management.

    Required Skills and Experience:

    • Fluency in English (both verbal and written)
    • Thorough knowledge of customer care techniques and processes.
    • Strong sales aptitude.
    • Strong knowledge of lending standards and practices.
    • Exceptional analytical and listening skills.
    • Ability to interact with diverse group of people.
    • Demonstrated ability to interact with peers, senior management and other departments in a professional manner.
    • Ability to maintain composure and stay calm under pressure.
    • Ability to plan well and organize work for self and others.
    • Basic understanding of computer Applications  (Windows, Excel, Word, Operating Systems and the Internet).

    Education and Qualifications

    • Degree Holder or equivalent required
    • Minimum two (2) years’ work experience in a similar role and must have experience in loan disbursement and collections, preferably someone that has worked in retail banking/microfinance/money lending Companies. 

    Method of Application

    Send your detailed CV to [email protected]

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