Credit Risk Analyst at Sovereign Finance Limited

Sovereign Finance Limited is a leading financial services provider with a prime desire to promote trailblazing Financial & Investment solutions to customers in different sectors of the Nigerian economy. Our priority is to create opportunities for our clients to save accumulated capital and build sustainable wealth.

The company is founded by a team of savvy finance & investment specialist with evidence of track record of exceptional performance, superb integrity, and innovation. The company is at the center of financial innovation propelled by technological prowess and is at a position of pre-eminence in the Nigeria financial Industry.

We are recruiting to fill the position below:

Job Title: Credit Risk Analyst

Location: Victoria Island, Lagos
Employment Type: Full-time

Job Description

  • Review strategic credit positions
  • Assess Changes in Largest Exposures
  • Assess Counterparty Ratings
  • Review if there are any credit limit excesses
  • Review Credit Limits, assess credit exposures and report all significant risks
  • Assess if provisions are up to date
  • Review if concentrations are within stipulated limits
  • Ensure credit risk reports reach all relevant parties
  • Conduct stress and scenario testing and analysis of portfolio at global levels
  • Ensure no relevant scenarios are missed in testing
  • Review past or anticipated changes in provisions
  • Review if any changes need to be made in specific provisions
  • Ensure proper documentation for all transactions
  • Review rating triggers and break clauses
  • Ensure credit protection is fully understood and utilized
  • Explore if there are any further possibilities of exploiting credit protection.


  • Candidates should possess a Bachelor’s Degree qualification.
  • ONLY qualified Credit Analyst with experience in a Bank or other Financial Institutution with a minimum of 5 years experience should apply.

Application Closing Date
15th May, 2022.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as subject of the email.