Underwriting Process and Policy Strategist at Rosabon Financial Services Limited

Job Description






Rosabon Financial Services Limited – Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Title: Underwriting Process and Policy Strategist

Location: Yaba, Lagos
Employment Type: Full-time

Job Summary

  • The Underwriting Policies and Process Strategist will carefully monitor the underwriting unit and constantly define necessary policies and process optimization for effective performance.
  • Translating and communicating high-level directions for ‘front line’ underwriters, i.e., underwriters assessing risks on individual accounts, to follow.
  • This opportunity is also responsible for effectively guiding every single intermediary step and decision in the underwriting process, resulting ultimately, to a perfectly executed underwriting strategy.

Duties & Responsibilities

  • Articulate, design and implement highly effective underwriting processes and translate same into actionable pieces of information that can be leveraged on by the underwriters
  • Develop strategies to determine loan risk and customer behavioral trend.
  • Partner with business units and other stakeholders to develop credit strategies to meet business goals
  • Monitor the existing policies and develop new ones to ensure that the portfolio quality is within expectations while enabling business growth.
  • Ensure optimal performance of all automated processes, review same periodically and recommend launches, improvements and changes when necessary.
  • Keep abreast of latest analytical tools and techniques and use them to develop strategies
  • Develop strong analysis framework that will guide underwriting process.
  • Ability to detect and understand competitive differentiators that makes the difference from other processes.
  • Ability to build and develop processes that can align the goal and focus of the business.
  • Act as gatekeepers to ensure adequately priced and fairly selected exposures are entering the company’s books.
  • Monitor competition’s contracts and strategies and with it, ensure adequate benchmarks in line with the company’s risk appetite.
  • Assist the sales department to understand how and why certain product features and customers help or hinder risk mitigation and may influence the books.
  • Liaise with the product department to analyze all products and product features, and consequently, design an effective strategy around first level analyses before disbursement.
  • In this role, you will be responsible for documenting, monitoring, and improving our end-to-end process to manage chargeback risk.
  • Develop strategies that can enable risk control.
  • Demonstrate a high degree of empathy for the business and customers, and bring creativity and structured thinking towards our processes and procedures.

Requirements

  • B.Sc. in Finance, Accounting or any relevant field.
  • Have 2+ years of experience managing credit for unsecured lending portfolios
  • Highly analytical and love to analyze data to generate information
  • Excellent communicator with ability to present and explain your strategies to multiple internal stakeholders
  • In-depth knowledge of IFRS principles and changes.
  • High proficiency level in excel.
  • Ability to effectively lead and direct a team and drive developed strategies

Application Closing Date
Not Specified.




Method of Application

Interested and qualified candidates should send their CV to:

 [email protected] 

using the Job Title as the subject of the mail.



Parker Chuks

Parker Chuks is an experienced Career Specialist, Content Developer, and Progrmme Analyst. Driven by the latest IT innovations, he takes pride in identifying vocational and career opportunities for qualified job-searchers using a variety of assessments possible. As a Career Specialist, his goals include matching job applicants to a specific job that suits their talents, Conduct assessments and evaluate test results to guide employers, and Creating a database of existing career opportunities. In addition to his primary job functions, Parker Chuks has been recognized by top companies in Recruitment Sector for his extraordinary commitment to Workforce.

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